Aaron Randak

Golden Acre Wealth Management is a fee-only, independent Registered Investment Adviser in Scottsdale, Arizona, registered with the Arizona Corporation Commission. One advisor handles the planning, the investments, and for clients who want it, the tax return itself. Aaron grew up on his family's farm in Iowa, where the work ran on preparation, patience, and looking after what you build. A financial plan behaves much the same way. It does best when it is tended steadily over years rather than rearranged every time the headlines change. What we do Retirement income and distribution planning. Withdrawal sequencing that accounts for taxes, Social Security and pension timing, and the Medicare thresholds your income crosses, reviewed as circumstances change. Tax planning, year round. Roth conversion sizing, equity compensation, charitable giving, and bracket management, handled alongside the return rather than after it. Aaron is an Enrolled Agent, admitted to practice before the Internal Revenue Service, and prepares returns for clients who want that in one place. Tax preparation is quoted separately from the advisory fee. Evidence-based investment management. Diversified, low-cost portfolios built to a stated risk level and time horizon, rebalanced with the tax consequences in view. Estate and legacy planning. Beneficiary review, account titling, and the rules that govern inherited accounts, coordinated with your own estate attorney. We do not draft documents and we do not give legal advice. Who we work with People in or near retirement, who need a withdrawal plan, a Social Security decision, and a clear view of what Medicare will cost. Professionals with equity compensation, holding RSUs, ISOs, or ESPP shares through a concentrated position or a large income year. People who have inherited an account, facing ten-year rules, required distributions, and decisions that cannot be undone once made. Business owners, coordinating personal planning with business cash flow, retirement plan choices, and eventual transition. How we are paid Golden Acre is fee-only. Compensation for advisory and planning services comes directly from clients. We accept no commissions and no compensation from product providers, which removes the most common reason an adviser's recommendation and a client's interest come apart. What that adds up to is clear answers, decisions you understand before you make them, and a plan that still holds together in a year you did not expect.