Expert articles on fiduciary standards, fee-only financial planning, and how to find a verified financial advisor.


Last year, when my father passed away, our family experienced something that many families eventually face. Even when you believe things are reasonably organized, understanding someone’s financial lif...
Read Article

Major life changes have a way of pulling financial planning out of the “I’ll deal with this later” pile and placing it squarely in front of us. Suddenly, the things we meant to get to tomorrow, next m...
Read Article

A few years ago, my wife became a victim of identity theft. Someone accessed her credit report and created an alternative identity of a Google engineer living in Georgia—neither of which was true! The...
Read Article

Modern passive investing has disconnected us from understanding what companies we actually own, creating a moral blind spot where we may unknowingly profit from businesses that contradict our values.
Read Article

1.0 IntroductionWhen you think about financial planning, “behavioural traits” probably aren’t the first thing that come to mind. While it’s true that financial planning involves numbers and projection...
Read Article

As the year winds down, it is a natural time to clean up your financial life. You might be reviewing investments, preparing for tax season, or simply trying to start the new year on solid footing. One of the biggest items people tend to forget is what to do with an old 401(k). If you recently changed jobs or retired, you may still have money sitting in a former employer’s plan. It is common, but it is rarely ideal. Knowing what to do with that account before the new year can make your finances simpler, more flexible, and potentially more tax efficient in the long run.
Read Article

The Deep Dive:Starting in 2024, families gained a powerful new planning lever:You can roll unused 529 funds into a Roth IRA for the beneficiary.That sentence sounds simple.The execution is not.If you ...
Read Article

Thinking of investing? Start small now instead of waiting! Even a little can grow over time. Let’s make your financial journey easier together!
Read Article

Learn what it means to work with a fiduciary financial advisor and why this commitment makes a major difference for your wealth. Insights from Cool Wealth Management in Phoenix, Arizona.
Read ArticleJoin verified advisors staying informed and ahead. Get exclusive insights delivered to your inbox.