James Hargrave

I help business owners and physicians save taxes, retire early, reduce portfolio fees, take their bucket list trips, and increase their retirement spending. Who We Help: I work with business owners and 1099 physicians in their 30s to 50s who face complex financial decisions. Most of our clients come to us for help with: 1. Reducing high tax burdens, including Federal, State, and FICA taxes 2. Managing large capital gains, from selling stocks, businesses, or real estate 3. Balancing life today with future wealth by making thoughtful decisions about spending, saving, and living fully. What I Do: We take a comprehensive, collaborative approach to your finances: 1. Deep-Dive Review by analyzing your income, expenses, tax returns, employer benefits, insurance policies, estate documents, and investments. 2. Customized Planning where we together identify the areas that need attention. Whether it's tax strategy, investment planning, or aligning your family around a shared vision. 3. Team-Based Execution by deciding on who is responsible for action items. We can coordinate with trusted CPAs, EAs, tax attorneys, estate planners, and insurance specialists to implement your plan and keep it running smoothly. What You Get: 1. More money in your pocket by reducing your lifetime taxable income 2. Confidence in complex decisions with a clear understanding of your trade-offs 3. A trusted financial team taking the weight of execution off your shoulders 4. A unified family vision with everyone aligned on values, goals, and next steps