Fiduciary Advisors in Florida
Browse 4 verified fee-only fiduciary financial advisors in Florida. All advisors have earned the Orange Check badge.
Popular Cities in Florida
Florida has the largest retiree population in the United States, which makes the distinction between a fiduciary advisor and a commission-based broker especially high-stakes — large 401(k) rollovers, pension lump sums, and Social Security timing decisions are exactly where conflicts of interest cost money. Every advisor verified by Fiduciary Check in Florida has been confirmed against SEC and FINRA records and is a fee-only fiduciary with no material disciplinary history.
Florida's Office of Financial Regulation regulates state-registered investment advisers. Given the size of Florida's financial services market, most larger RIA practices register at the SEC level. The state's large retiree and seasonal population has also attracted a significant number of insurance agents who use financial planner titles without holding an RIA registration — the Fiduciary Check verification process requires confirmed RIA registration as a baseline requirement.
By metro
Miami and Fort Lauderdale: South Florida's advisor market is shaped by its international character — many clients hold assets in multiple countries, have multi-currency needs, or are first-generation American wealth builders. The region has a well-developed independent RIA ecosystem alongside the large wirehouse and bank-affiliate presence.
Tampa and Sarasota: Tampa's metro advisors serve a mix of corporate employees, healthcare professionals, and retirees from the Midwest and Northeast. Sarasota and Naples, further south, have a higher concentration of retirement-focused practices serving affluent retirees from Chicago, New York, and Canada.
Orlando: Orlando's advisor market reflects its economy — hospitality industry professionals, Disney and Universal employees, and a large military and veteran population near the region's bases. A subset of verified advisors in the area specialize in military pension planning and VA benefit coordination.
Showing 1 - 4 of 4 advisors in Florida
Warren Burger
Al Faber
Erin OBrien
Filip Telibasa
Frequently Asked Questions: Fiduciary Advisors in Florida
- What is the difference between a fiduciary and a broker in Florida?
- In Florida, a Registered Investment Adviser or Investment Adviser Representative is a fiduciary — legally required to put your interests first, disclose all conflicts of interest, and recommend cost-effective options. A FINRA-registered broker follows Regulation Best Interest, a weaker standard that permits recommending higher-commission products. Florida's Office of Financial Regulation oversees state-registered investment advisers.
- How do I verify a financial advisor in Florida?
- Search the advisor's name or CRD number at adviserinfo.sec.gov (SEC IAPD) and brokercheck.finra.org (FINRA BrokerCheck). For state-registered advisers, also check the Florida Office of Financial Regulation at flofr.gov.
- Why is the fiduciary standard especially important for Florida retirees?
- Retirees moving to Florida typically arrive with their largest financial assets ever — 401(k) rollovers, pension distributions, or home sale proceeds. Non-fiduciary brokers and insurance agents can legally recommend annuities, variable universal life policies, and loaded mutual funds that pay them high commissions on these rollovers, as long as the product is not clearly unsuitable. A fiduciary must recommend the option that is genuinely best for your situation.
- Are there fiduciary advisors in Miami who specialize in international clients or Latin American families?
- Yes. Miami has a concentration of fee-only RIAs who serve clients with cross-border financial complexity — U.S. and foreign accounts, FATCA reporting requirements, and multi-country estate planning. Use the Fiduciary Check directory filtered to the Miami or Fort Lauderdale area and look for advisors who list international clients or cross-border planning as a specialty.